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Investment using EPF Akaun1.....

Your first account is for pensions. But when you are 55 years later, can you continue your life like now if the pension fund from one account is not enough?
Here, I would like to share information on the EPF Investment Withdrawal from an account (this is an account for pension). This withdrawal allows EPF members out of a savings account to make investments to increase and enhance their retirement savings. As a reference, in the third quarter of 2008, we recorded a production investment of RM808.53 million members! You know when the next?
ELIGIBILITY TO APPLY Here are some criteria that EPF members are eligible to apply: Malaysian citizen For foreigners who obtain Permanent Resident (PR) Has not attained the age of 55 years on the date of application You have a savings account that exceeds the basic savings by 5000 and up. (Will be explained below)
PRODUCTION REQUIREMENT EPF has outlined some guidelines production, including: Investments can not be done in cash. Money will be transferred from the EPF directly to your investment account. This prevents the money misused or lost. Investors are not allowed to add an investment with his own money. Additional investment in investment accounts can only be made using EPF money. If you want to invest in cash or check to create a separate account. New or additional investments can only be made once every three months. This is to allow your savings to grow. Some of the new or additional investment required to fill in the form prescribed by the EPF.
REQUIRED DOCUMENTS-DOCUMENTS Before you start investing, please make sure you have the required documents and fill out the appropriate forms to complete: Application Form KWSP 9N (AHL) Initial Form Additional Investment Form New Investors One (1) copy of identity card (MyKad) / Military Card Card / Permanent residence (PR), or One (1) copy of the police identity card along with a confirmation letter and no.Polis employer, or One (1) copy of passport if not a citizen.
TOTAL eligible to be withdrawn EPF only allow members to withdraw 20% of total deposits in excess of Basic Savings Account 1.
Let me describe how the calculation is made by this example:
Obama's 24 years of age. He would like to make a withdrawal of investment and savings of RM18, 000 in EPF Account 1. According to the regulations set Obama can only produce 20% of the total savings in excess of the base in an account. The following are the Basic Savings Table EPF:
Based on Obama's schedule must have at least RM8, 000 in his account. This means he has a surplus of RM10, 000. Obama can produce 20% of savings over RM10, 000 for investment, this is equivalent to RM2, 000.
Simple calculation formula: (Accounts 1 - Reserve Base) x 20% = RM2000. So, Obama is the first investment to be invested only RM2000. FUND-FUND APPROVED EPF To ensure that its members are not investing with companies that are not qualified or just pass the EPF Investment Production institutional fund managers to register as Islamic Public Mutual and others. The following list author funds approved by the EPF with the latest performance report of the funds: P. Islamic Income Fund 6.88% (December 23, 2008 - December 23, 2009) references P. Islamic Equity Fund 108.73% (17 June 2003 - December 23, 2009) references P. Islamic Dividend Fund 50.07% (6 March 2006 - December 23, 2009) references P. Islamic Balanced Fund 32.55% (October 10, 2005 - December 23, 2009) references Dana P.I. Select Sector 6.24% (3 Dec 2007 - December 23, 2009) references Dana P.I. Money Market 6.67% (5 June 2007 - December 23, 2009) references Dana P.I. Optimal Growth 33.62% (December 23, 2008 - December 23, 2009) references Dana P.I. Select Treasures 28.59% (December 23, 2008 - December 23, 2009) references Dana P.I. Select Enterprises 25.47% (14 September 2008 - December 23, 2009) references I encourage you to plan the future with more carefully in order to enjoy a happy life with your beloved beings. Invest for a more glorious life. Talk with your family or friends and may all have the benefit of wise investment.