KWSP saving

EPF SAVINGS THROUGH INVESTMENTStill many are not aware that they are also eligible to investors via the EPF Members Investment Scheme. Under this scheme, you are eligible to invest part of your savings institutions was among PUBLIC MUTUAL BHD.
Under this scheme, members are allowed to invest 20% of the balance in excess of the amount in the account base 1 (as the table below). The minimum investment is RM1, 000.00

TOTAL DEPOSITS TABLE 1 BASIS OF THE ACCOUNTS

 Age

 Basic Savings

 (RM)


 Minimum Balance
Eligible investments (RM)Age

 Basic Savings
(RM)Minimum Balance
Eligible to invest (RM)
 18 1.000 6.000 37 34.000 39.000
 19 38 37.000 42.000 2.000 7.000
 20 3.000 8.000 39 41.000 46.000
 21 4.000 9.000 40 44.000 49.000
 22 41 48.000 5.000 53.000 7.000
 23 42 51.000 56.000 12.000 7.000
 24 43 55.000 60.000 13.000 8.000
 25 44 59.000 64.000 14.000 9.000
 26 45 64.000 69.000 11.000 16.000
 27 46 68.000 73.000 12.000 17.000
 28 47 73.000 78.000 14.000 19.000
 29 48 78.000 83.000 16.000 21.000
 30 49 84.000 89.000 18.000 23.000
 31 50 90.000 95.000 20.000 25.000
 51 32 22.000 27.000 96.000 101.000
 33 52 24.000 29.000 102.000 107.000
 34 53 26.000 31.000 109.000 114.000
 54 35 29.000 34.000 116.000 121.000
 55 36 32.000 37.000 120.000 125.000

Members are eligible to invest can make withdrawals every three (3) months.
for example, if you were to withdraw the first time on March 1, 2008,
you can withdraw the second time three months later, on
or after June 1, 2008 provided that the remaining counts are still eligible for
invest.
Investment Guidelines
The members are eligible to apply if their

    * Has 1 account balance exceeds the base by
    * The above table
    * Ss year-old does not exceed
To find out whether you qualify;

    * Check your EPF account statement added
    * Check your balance if you are a registrar www.kwsp.gov.my i-Account
    * Get the latest statements at any EPF office near you
    * Write a letter to the EPF office to know the current balance

 
After a recent statement and Say, contact your consultant at
019-9044003 to fill out the form, and fingerprint and beyond.
Earlier investment is better
better returns, the aged,
the smaller opportunity to invest
In this EPF scheme.
Imagine that your investment returns exceed
15% per annum compared with the returns
EPF dividend is only about
4% to 5.5% per annum.

 
Shariah funds are eligible for EPF investment scheme is;

    * PIDF, Public Islamic Dividend Fund
    * PIBF-Public Islamic Balanced Fund-

 
FUND PERFORMANCE 2007

 FUND 1 Year 2 Year since it was launched
 PIDF 36.98% 62.31% NA
 PIBF 22.93% 47.76% 47.82%
 EPF 5.15%